When a California homeowner is in serious financial trouble, the reaction is often to seek out any viable form of debt relief. This is an understandable course of action, especially when it seems that one's home is at risk of foreclosure. Consumers should be aware,...
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Personal Bankruptcy
Federal government moves to stop foreclosure scam in California
It seems that no matter what kind of disaster befalls people, there is always someone waiting in the wings to take advantage of the situation. The mortgage crisis is no different. Recently, the federal government made a move to stop foreclosure scams in California and...
Former supermodel files for personal bankruptcy
A recent news article demonstrates that financial hardship can affect individuals from all walks of life, including those who have enjoyed wealth and fame throughout long careers. Many California residents will remember Janice Dickinson from her career as a fashion...
Should you borrow to file for personal bankruptcy?
Once a California consumer has made the decision to file for bankruptcy, the next step involves taking action to begin that process. One portion of the preparation is determining how to pay for the filing and legal costs associated with a personal bankruptcy...
Personal bankruptcy source of shame for many in California
Life is full of ups and downs. Many times, challenging financial times can take people by surprise. This certainly happened as a result of the recent recession that affected people all over the country, including California consumers. Many people found themselves...
Financing college could lead to need for debt relief
With the onset on spring comes the time for families to take to the roads to visit college campuses with their teenage children. This is a time for excitement and hop, as young people in California plan for their future studies. This is a time of planning for parents,...
Scams offer to stop foreclosure, ease loan modification
When it comes to serious financial turmoil, California consumers often choose one of two approaches. Many let the situation overwhelm them, and are reactionary in their responses to financial trouble. Others decide to take a proactive approach, and tackle the problem...
How personal bankruptcy can save you from zombies
California readers may have heard news of recent zombie activity. While not quite as frightening as bloodthirsty undead roaming the streets, 'zombie' foreclosures have many homeowners in fear for their financial lives. The phenomenon has received wide media attention,...
California borrowers have choices for debt relief
For many in California, financial strain in recent years has led to difficulties in making ends meet. Some have had to rely on credit cards to purchase necessities such as groceries and utility bills. For many, this has led to a spiraling debt scenario from which it...
Collection agency harassment leads many to seek debt relief
When a California consumer experiences financial difficulties, managing the monthly budget becomes a difficult balancing act requiring the ability to judge which bills must be paid now and which can wait another month. In many cases, errors are made and a check is...