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Bird & Van Dyke, Inc. - A Professional Law Corporation

Local Attorneys, Local Representation

Free Initial Consultation

Stockton 209-390-8877

PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our clients the ability to meet with us in person, via telephone or through video conferencing. Please call our office to discuss your options.

Bird & Van Dyke, Inc. - A Professional Law Corporation
STOCKTON
TRACY
Contact us for a
Free Initial Consultation

PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our clients the ability to meet with us in person, via telephone or through video conferencing. Please call our office to discuss your options.

Local Attorneys, Local Representation

We help clients throughout Northern California overcome their legal challenges and move forward with their lives.

A Former Prosecutor Working For You.

Our inside knowledge gives clients the edge they need to defend themselves against criminal charges.

Get Compensation After An Accident

At Bird & Van Dyke, we help clients put the pieces back together after being injured in an accident.

Meet Our Legal Team

Contact us at 209-390-8877 to schedule a free consultation.

LOCAL ATTORNEYS, LOCAL REPRESENTATION
LOCAL ATTORNEYS, LOCAL REPRESENTATION

Living the American dream is what most California residents strive to attain. After dedicated years in the workforce, people expect to one day retire comfortably from the fruits of their labor. However, along the path to success people are bound to accumulate debt. It is unfortunate that being unable to obtain some measure of debt relief could possibly jeopardize how they will enjoy their retirement years.

The spiraling downfall of the economy has not been forgiving to those who have invested their time and money to live out their dreams. Even those that are aware that the repayment of their debts could increase funds towards retirement often find themselves struggling to discover ways to save — especially when there is barely enough income to pay monthly expenses. In recent years, news coverage has reported how Social Security will eventually become obsolete. This alone has ignited the young and old to uncovering ways to eliminate debt more efficiently to secure their future.

Credit cards and mortgages are the leading causes of debt in many households. In light of these facts, creating a strategic financial plan could help to avoid further financial damage. It is suggested to begin by gathering all information concerning personal and household financial obligations. This will help to assess how to reduce outstanding bills.

There are also several debt relief solutions available to California consumers, including bankruptcy. These resources should be researched carefully. Investigating these options now could free consumers from overwhelming stress about their retirement plans. Since each individual has unique circumstances, one may choose to consult with a professional to determine what plan will give them the best results.

Source: US News and World Report, “How to Pay Down Debt While Saving for Retirement,” Sienna Kossman, June 19, 2013