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Bird & Van Dyke, Inc. - A Professional Law Corporation

Local Attorneys, Local Representation

Free Initial Consultation

Stockton 209-390-8877

PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our clients the ability to meet with us in person, via telephone or through video conferencing. Please call our office to discuss your options.

Bird & Van Dyke, Inc. - A Professional Law Corporation
STOCKTON
TRACY
Contact us for a
Free Initial Consultation

PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our clients the ability to meet with us in person, via telephone or through video conferencing. Please call our office to discuss your options.

Local Attorneys, Local Representation

We help clients throughout Northern California overcome their legal challenges and move forward with their lives.

A Former Prosecutor Working For You.

Our inside knowledge gives clients the edge they need to defend themselves against criminal charges.

Get Compensation After An Accident

At Bird & Van Dyke, we help clients put the pieces back together after being injured in an accident.

Meet Our Legal Team

Contact us at 209-390-8877 to schedule a free consultation.

LOCAL ATTORNEYS, LOCAL REPRESENTATION
LOCAL ATTORNEYS, LOCAL REPRESENTATION

With the onset on spring comes the time for families to take to the roads to visit college campuses with their teenage children. This is a time for excitement and hop, as young people in California plan for their future studies. This is a time of planning for parents, as well, as many consider how best to pay for the college dreams of their high school students. The means by which a college education if financed can be of serious consequence to both parents and students, and can lead some to seek debt relief in the years to come.

Perhaps the best way to avoid severe debt issues based on college funding is to establish a long-term plan. Knowing the full cost of a college education is the first step in mapping out how to cover those expenses. For many families, college is funded by a mix of savings, scholarships and loans, both public and private.

When all goes well, a student emerges with a new degree, a solid path toward a new career and a manageable level of student loan debt. In many cases, however, unforeseen events can bring financial hardship, especially to parents who took out loans to fund their child’s education. In the event of a job loss or illness, it can quickly become difficult to meet one’s loan obligations. Combined with other unpaid debts, a family can quickly find themselves in serious need of debt relief.

For many, the most viable path to debt relief lies in personal bankruptcy. Student loan debt is not allowable for discharge under existing bankruptcy law. However, by eliminating the majority of other forms of unsecured debt, filing for bankruptcy can give California consumers the chance to regain control over their finances and rebuild toward financial security

Source: National Public Radio, “Debt And The Modern Parent Of College Kids,” April 10, 2013