The economy may be boosting and foreclosures dropping for California residents. One of the reasons why foreclosures may be decreasing in California is due to stiffer rules and penalties on lenders. However, there are still many homeowners who are struggling with back...
Freedom And Hope Are On The Horizon
Year: 2013
There is help for high medical bills
Many people have a dread of seeing a doctor for a variety of reasons. One of the main reasons today may be the fear of having high medical bills that can feel impossible to pay off. Patients in California and everywhere can feel the pain and anxiety of bills that just...
Personal bankruptcy can end co-signer credit card debt
It's a common but difficult problem. If someone co-signs for a credit card or other loan for someone else, and if the person defaults on the account, then the co-signer become primarily responsible just like the original borrower. But what if the original borrower...
How to stop increasing credit card debt
For many California consumers, high levels of credit card debt have led to a debilitating financial scenario. Once the balances have grown to a certain level, it becomes incredibly difficult to find a way to pay them down to more manageable levels. Factor in rising...
California Attorney General probes credit card debt collectors
Debt collectors will do just about anything in order to collect the debts which they believe are owed to them. Many times this even includes fraudulent and deceptive practices, many of which are against the law. This has led many state regulators to ramp up their...
Debt relief can secure retirement savings
Living the American dream is what most California residents strive to attain. After dedicated years in the workforce, people expect to one day retire comfortably from the fruits of their labor. However, along the path to success people are bound to accumulate debt. It...
People over 50 are facing more credit card debt
Many people feel guilty and depressed as a result of carrying debt on their credit cards. Studies have shown that people feel significantly more depressed when their credit card debt increases by ten percent or more. However, most people in California and other states...
California consumers should be wary of offers to stop foreclosure
When a California homeowner is in serious financial trouble, the reaction is often to seek out any viable form of debt relief. This is an understandable course of action, especially when it seems that one's home is at risk of foreclosure. Consumers should be aware,...
Federal government moves to stop foreclosure scam in California
It seems that no matter what kind of disaster befalls people, there is always someone waiting in the wings to take advantage of the situation. The mortgage crisis is no different. Recently, the federal government made a move to stop foreclosure scams in California and...
Internet pioneer seeks Chapter 7 protection in California
With uncertainty still looming over the recovering economy, it can be easy for an individual to find themselves behind on their financial obligations. Even those who have made a fortune in their professional life can face a wide range of financial struggles that can...