Freedom And Hope Are On The Horizon
When the economy takes a turn for the worse, many California families find themselves in financial trouble. This situation can occur no matter how wealthy or successful a family was before the downturn. When credit card debt far surpasses the ability to pay, a series...
The holiday season is now upon us, and Christmas sales and specials are advertised far and wide. For many California consumers, Christmas shopping can quickly lead to a compounded credit card debt problem, as new purchases are added to existing balances. While many...
Tis the season for gift giving. As a result, many California residents are turning to their credit cards as a way to be the ultimate gift giver. However, when the holiday season is over, the credit card debt accrued during this time of year can stick around, proving...
Individuals in California file for bankruptcy for a number of reasons. No two financial situations are identical, and each path that brought a consumer or family to file for bankruptcy protection is unique. For many families, that path includes significant medical...
California consumers who are facing a bankruptcy proceeding often have many misconceptions about life after bankruptcy. Among these is the fear that access to new lines of credit will be closed to them for a lengthy period of time. However, credit card options are...
California residents who are buried in consumer debt and looking for relief may find comfort in a new report that focuses buyers who are shopping for new homes following past foreclosures or personal bankruptcy filings. Real estate agents and mortgage brokers report...
A proposed change to existing credit card lending requirements has led to a heated debate among financial advocates in California and elsewhere. Since October 2011, individuals who apply for new credit cards must list their personal income on the application....
In tough economic times, many consumers in California and across the nation struggle to maintain control of their financial circumstances. Business owners and entrepreneurs also face the same struggles, although often on a larger scale. The recent recession has led...
The recent arrest of a California couple has placed a spotlight on the issue of consumer scams in relation to bankruptcy. The pair allegedly ran a debt relief business that defrauded consumers of as much as $120,000. The story is a cautionary tale for consumers who...
A recent credit card company settlement may benefit Stockton residents with heavy credit card debt. American Express is set to refund approximately 250,000 customers a sum of $85 million to compensate for multiple violations of relevant consumer laws. According to the...