When it comes to serious financial turmoil, California consumers often choose one of two approaches. Many let the situation overwhelm them, and are reactionary in their responses to financial trouble. Others decide to take a proactive approach, and tackle the problem...
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Bird & Van Dyke, Inc. - A Professional Law Corporation
How personal bankruptcy can save you from zombies
California readers may have heard news of recent zombie activity. While not quite as frightening as bloodthirsty undead roaming the streets, 'zombie' foreclosures have many homeowners in fear for their financial lives. The phenomenon has received wide media attention,...
Chapter 7 bankruptcy and your California inheritance
Once a California resident has made the decision to file for bankruptcy, the next step is determining the best time to move forward with the filing. The optimal timing is different for everyone, and depends on one's overall financial scenario. When it comes to...
California borrowers have choices for debt relief
For many in California, financial strain in recent years has led to difficulties in making ends meet. Some have had to rely on credit cards to purchase necessities such as groceries and utility bills. For many, this has led to a spiraling debt scenario from which it...
Stopping repossession through Chapter 7 bankruptcy
Once a California resident has made the decision to file for bankruptcy, a new set of worries often comes into play. Virtually no one plans to need bankruptcy protection, which is why even the smartest and most successful individuals are often confused about the...
Collection agency harassment leads many to seek debt relief
When a California consumer experiences financial difficulties, managing the monthly budget becomes a difficult balancing act requiring the ability to judge which bills must be paid now and which can wait another month. In many cases, errors are made and a check is...
Debt relief options for addressing older medical bills
For many California residents, medical debt is at the top of their list of financial concerns. Medical bills have a tendency to pile up, and even those who have health insurance are often faced with high balances to pay when coverage is not sufficient to address all...
Consumer counseling can help reduce credit card debt
As we near the end of January, many California residents are making headway on their New Year's resolutions. For some, reducing their existing levels of credit card debt sits at the top of that list. When addressing high levels of debt, consumers should know that they...
Credit card debt relief phone offers are often scams
California residents who are struggling under heavy loads of consumer debt can experience an enormous amount of stress related to their financial circumstances. For many, their existing level of credit card debt seems insurmountable, and they don't know where to begin...
Helping students avoid high levels of credit card debt
When teenagers head to college, they will face a wide range of choices that are bound to be new to them. Many will stumble in their first few years away from home, and most California parents understand that college is a relatively safe place for their kids to explore...