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August 2013 Archives

California Chapter 7 bankruptcy for homeowners

When it comes to bankruptcy, homeowners may have fears as to what will happen to their homes when discharging their debts, especially when they believe their homes do not have much value. In that event, the fear may sometimes hinder California homeowners from filing for Chapter 7 bankruptcy protection. A homeowner is usually assigned a trustee soon after a case is filed.

California debtors can stop creditor harassment

Many struggling consumers have been intimidated into paying their debts by collection companies posing as lawyers and other officials. The federal trade commission has stepped in to put a stop to illegal debt collection practices in California. A lawsuit has been filed against a group of debt collectors to stop creditor harassment.

California debtors may file personal bankruptcy to relieve debt

Many consumers who use or have used credit cards usually believe that they will be able to pay off their debt. Due to unforeseen circumstances, however, some end up paying only the monthly minimum or nothing at all. In situations where the consumer is unable to pay, the credit card company may commence legal action to recover the past due debt. However, there is hope for California individuals to ease their situation by either resolving their debt or filing for personal bankruptcy protection.

California homeowners may be able to stop foreclosure

The economy may be boosting and foreclosures dropping for California residents. One of the reasons why foreclosures may be decreasing in California is due to stiffer rules and penalties on lenders. However, there are still many homeowners who are struggling with back mortgage debt. There may be relief for many homeowners to stop foreclosure.

There is help for high medical bills

Many people have a dread of seeing a doctor for a variety of reasons. One of the main reasons today may be the fear of having high medical bills that can feel impossible to pay off. Patients in California and everywhere can feel the pain and anxiety of bills that just keep coming.

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Stockton Office
2111 West March Lane, Suite B 300
Stockton, CA 95207

Phone: 209-390-8877
Fax: 209-478-9954
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Tracy Office
1138 Parker Avenue, Unit B
Tracy, CA 95376

Phone: 209-800-8962
Fax: 209-478-9954
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