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December 2012 Archives

Seniors seek debt relief from burden of student loans

Many adult students in California have returned to college to seek a new degree or to complete a course of study abandoned long ago. Others are there to acquire new skills that can help them compete in today's workforce. While continuing one's education is always a sound personal decision, the choice to fund those studies using student loans can be a questionable financial choice. When those loans come due, many older Americans will find themselves in need of debt relief as a result.

California shoppers worried about rising credit card debt

As 2012 comes to a close, credit card debt tops the list of worries for many California consumers. While the end of the year is a good time to look back on the financial decisions made over the past 12 months, it can also reveal a level of credit card debt that has reached insurmountable levels. For many consumers, little options remain beyond filing for personal bankruptcy.

Good news for California families with high levels of credit card debt

When the economy takes a turn for the worse, many California families find themselves in financial trouble. This situation can occur no matter how wealthy or successful a family was before the downturn. When credit card debt far surpasses the ability to pay, a series of adjustments must be made. One family took an aggressive stance against high credit card debt and has emerged with a much improved financial outlook.

Tips for California shoppers to reduce credit card debt

The holiday season is now upon us, and Christmas sales and specials are advertised far and wide. For many California consumers, Christmas shopping can quickly lead to a compounded credit card debt problem, as new purchases are added to existing balances. While many consumers simply accept that additional debt will be accumulated during the holidays, one recent opinion piece suggests that a change is called for in the way that Americans spend during the end of the year.

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Stockton Office
2111 West March Lane, Suite B 300
Stockton, CA 95207

Phone: 209-390-8877
Fax: 209-478-9954
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Tracy Office
1138 Parker Avenue, Unit B
Tracy, CA 95376

Phone: 209-800-8962
Fax: 209-478-9954
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