Many adult students in California have returned to college to seek a new degree or to complete a course of study abandoned long ago. Others are there to acquire new skills that can help them compete in today's workforce. While continuing one's education is always a...
Freedom And Hope Are On The Horizon
Year: 2012
California shoppers worried about rising credit card debt
As 2012 comes to a close, credit card debt tops the list of worries for many California consumers. While the end of the year is a good time to look back on the financial decisions made over the past 12 months, it can also reveal a level of credit card debt that has...
Good news for California families with high levels of credit card debt
When the economy takes a turn for the worse, many California families find themselves in financial trouble. This situation can occur no matter how wealthy or successful a family was before the downturn. When credit card debt far surpasses the ability to pay, a series...
Tips for California shoppers to reduce credit card debt
The holiday season is now upon us, and Christmas sales and specials are advertised far and wide. For many California consumers, Christmas shopping can quickly lead to a compounded credit card debt problem, as new purchases are added to existing balances. While many...
Can California residents limit credit card debt during holidays?
Tis the season for gift giving. As a result, many California residents are turning to their credit cards as a way to be the ultimate gift giver. However, when the holiday season is over, the credit card debt accrued during this time of year can stick around, proving...
Medical debt can lead California residents to bankruptcy
Individuals in California file for bankruptcy for a number of reasons. No two financial situations are identical, and each path that brought a consumer or family to file for bankruptcy protection is unique. For many families, that path includes significant medical...
Life after personal bankruptcy: Best credit card options
California consumers who are facing a bankruptcy proceeding often have many misconceptions about life after bankruptcy. Among these is the fear that access to new lines of credit will be closed to them for a lengthy period of time. However, credit card options are...
Buying a home following a personal bankruptcy filing
California residents who are buried in consumer debt and looking for relief may find comfort in a new report that focuses buyers who are shopping for new homes following past foreclosures or personal bankruptcy filings. Real estate agents and mortgage brokers report...
Are stay-at-home spouses responsible for high credit card debt?
A proposed change to existing credit card lending requirements has led to a heated debate among financial advocates in California and elsewhere. Since October 2011, individuals who apply for new credit cards must list their personal income on the application....
Bestselling financial advice author files Chapter 7 bankruptcy
In tough economic times, many consumers in California and across the nation struggle to maintain control of their financial circumstances. Business owners and entrepreneurs also face the same struggles, although often on a larger scale. The recent recession has led...