Sustaining a personal injury can not only take a physical and emotional toll but also lead to financial strain. Fortunately, California offers various avenues to help individuals recover lost wages.
Understanding these options can be pivotal in navigating the aftermath of an injury and ensuring financial stability.
Workers’ compensation benefits
Approximately 2.6 per 100 workers had a nonfatal workplace injury or illness in 2021. The workers’ compensation system can provide essential support if you get hurt at work. Workers’ compensation offers wage replacement benefits, covering a portion of the income lost due to the injury. It also covers medical treatment for your healthcare expenses while you recover.
Disability benefits
For those facing long-term or permanent disability as a result of the injury, California provides disability benefits. These benefits aim to compensate victims for the loss of income due to the inability to work. The state offers both short-term and long-term disability benefits, depending on the severity and duration of the disability. It is important to know how to apply for disability benefits to stay financially stable while recovering.
Documentation and medical records
Maintaining detailed records of the injury, medical treatments and all related expenses is essential. This includes medical bills, reports on diagnosis, treatment plans and other injury-related costs. Having detailed records helps prove lost wages and ensures important information is easily accessible.
Statute of limitations
There is a time limit within which a person can file a claim for lost wages, known as the statute of limitations. According to the Judicial Council of California, a person can file a personal injury claim within two years of the injury. If a person discovers an injury after that time period, they may file a claim within one year of discovery. Failing to adhere to the statute of limitations may result in the forfeiture of the right to seek compensation for lost wages.
By comprehensively understanding these options and adhering to the necessary protocols, individuals can navigate the challenges posed by personal injury more effectively and ensure their financial well-being during the recuperation period.