Christmas usually brings about holiday cheer and a large amount of debt. A law was enacted that allowed homeowners to avoid paying taxes on homes that were short sales, but that provision came to an end last year. Fortunately, California homeowners are now able to...
Freedom And Hope Are On The Horizon
Month: December 2013
Extra cash may be used to pay off California credit card debt
In some situations, it can be generally easy to get caught up with low introductory rates on credit cards. However, after the introductory period is over, many California consumers are stuck with high interest rates that lead to credit card debt. Consumers who have a...
Foreclosure with Chapter 13 in California?
Bankruptcy can offer a homeowner needed relief when they are underwater in debt. Many California homeowners who elect to file a Chapter 13 bankruptcy are behind on their mortgage and need time to catch up. Generally, this type of bankruptcy allows a homeowner to make...
Holiday spending could lead to need for debt relief
As the holidays approach, many in California are finishing their decorating, planning their holiday menus and shopping for gifts for friends and family. For those who have had financial difficulties in the past few years, this Christmas may be very different from...
California credit card debt: Reduce expenses and increase income?
It's reasonable that consumers carry credit cards in case of an emergency. However, those cards can come with a hefty price tag that may become hard to pay off. There are ways that California consumers can use their existing income to pay off their credit card debt....