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February 2013 Archives

Chapter 7 bankruptcy and your California inheritance

Once a California resident has made the decision to file for bankruptcy, the next step is determining the best time to move forward with the filing. The optimal timing is different for everyone, and depends on one's overall financial scenario. When it comes to maximizing the benefits of a Chapter 7 bankruptcy, proper timing can make a world of difference in the overall outcome.

California borrowers have choices for debt relief

For many in California, financial strain in recent years has led to difficulties in making ends meet. Some have had to rely on credit cards to purchase necessities such as groceries and utility bills. For many, this has led to a spiraling debt scenario from which it is difficult to emerge. While financial trouble can be very stressful, it is important to remember that California consumers have choices for debt relief.

Stopping repossession through Chapter 7 bankruptcy

Once a California resident has made the decision to file for bankruptcy, a new set of worries often comes into play. Virtually no one plans to need bankruptcy protection, which is why even the smartest and most successful individuals are often confused about the process. Many worry that they will lose their car during the bankruptcy proceeding, especially in cases in which repossession has already begun before the Chapter 7 bankruptcy has been filed.

Collection agency harassment leads many to seek debt relief

When a California consumer experiences financial difficulties, managing the monthly budget becomes a difficult balancing act requiring the ability to judge which bills must be paid now and which can wait another month. In many cases, errors are made and a check is written for which the account holder has insufficient funds. Bouncing a check is stressful, especially when high fees and overdraft penalties pile on top of the original amount of the check. The aftereffects of such a mistake leave many in desperate need of immediate debt relief.

Debt relief options for addressing older medical bills

For many California residents, medical debt is at the top of their list of financial concerns. Medical bills have a tendency to pile up, and even those who have health insurance are often faced with high balances to pay when coverage is not sufficient to address all of one's medical needs. There are a number of approaches one can use to handle older medical bills, which can help an individual's current financial situation as well.

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Stockton Office
2111 West March Lane, Suite B 300
Stockton, CA 95207

Phone: 209-390-8877
Fax: 209-478-9954
Stockton Law Office Map

Tracy Office
1138 Parker Avenue, Unit B
Tracy, CA 95376

Phone: 209-800-8962
Fax: 209-478-9954
Tracy Law Office Map