Virtually everyone has had a high credit card balance at one point in their lives. Many California residents know the sickening feeling of carrying high levels of debt from month to month, and the stress and worry that comes along with a worsening debt problem. One...
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Credit Card Debt
Student loans, credit card debt leads to bankruptcy for some
The cost of obtaining a college education is sizable, and seems to only increase every year. Some analysts believe that the reason behind the high cost of higher education may be the 'easy money' mindset brought on by the availability of student loans. For many in...
Consumer counseling can help reduce credit card debt
As we near the end of January, many California residents are making headway on their New Year's resolutions. For some, reducing their existing levels of credit card debt sits at the top of that list. When addressing high levels of debt, consumers should know that they...
Credit card debt relief phone offers are often scams
California residents who are struggling under heavy loads of consumer debt can experience an enormous amount of stress related to their financial circumstances. For many, their existing level of credit card debt seems insurmountable, and they don't know where to begin...
Helping students avoid high levels of credit card debt
When teenagers head to college, they will face a wide range of choices that are bound to be new to them. Many will stumble in their first few years away from home, and most California parents understand that college is a relatively safe place for their kids to explore...
California shoppers worried about rising credit card debt
As 2012 comes to a close, credit card debt tops the list of worries for many California consumers. While the end of the year is a good time to look back on the financial decisions made over the past 12 months, it can also reveal a level of credit card debt that has...
Good news for California families with high levels of credit card debt
When the economy takes a turn for the worse, many California families find themselves in financial trouble. This situation can occur no matter how wealthy or successful a family was before the downturn. When credit card debt far surpasses the ability to pay, a series...
Tips for California shoppers to reduce credit card debt
The holiday season is now upon us, and Christmas sales and specials are advertised far and wide. For many California consumers, Christmas shopping can quickly lead to a compounded credit card debt problem, as new purchases are added to existing balances. While many...
Can California residents limit credit card debt during holidays?
Tis the season for gift giving. As a result, many California residents are turning to their credit cards as a way to be the ultimate gift giver. However, when the holiday season is over, the credit card debt accrued during this time of year can stick around, proving...
Are stay-at-home spouses responsible for high credit card debt?
A proposed change to existing credit card lending requirements has led to a heated debate among financial advocates in California and elsewhere. Since October 2011, individuals who apply for new credit cards must list their personal income on the application....