Sister collection agencies have received a large fine after sending millions of text messages to consumers for debts owed. Under the law, expressed consumer consent is needed before texts are sent. California consumers can avoid these types of debt collection...
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Chapter 7
California restaurant files Chapter 7 bankruptcy
A restaurant has filed bankruptcy after sales declined for a period of two years. The business has been taken over and is now under new ownership. The business filed for Chapter 7 bankruptcy protection in California and has sold some of their assets to pay off their...
California Chapter 7 bankruptcy for homeowners
When it comes to bankruptcy, homeowners may have fears as to what will happen to their homes when discharging their debts, especially when they believe their homes do not have much value. In that event, the fear may sometimes hinder California homeowners from filing...
California debtors can stop creditor harassment
Many struggling consumers have been intimidated into paying their debts by collection companies posing as lawyers and other officials. The federal trade commission has stepped in to put a stop to illegal debt collection practices in California. A lawsuit has been...
Internet pioneer seeks Chapter 7 protection in California
With uncertainty still looming over the recovering economy, it can be easy for an individual to find themselves behind on their financial obligations. Even those who have made a fortune in their professional life can face a wide range of financial struggles that can...
For many, benefits of Chapter 7 outweigh Chapter 13
California consumers who are struggling under heavy loads of debt should understand that there are resources available to ease that burden. Financial difficulties can be overwhelming, leaving many to feel as if relief is not an option. However, lasting debt relief is...
Chapter 7 bankruptcy and your California inheritance
Once a California resident has made the decision to file for bankruptcy, the next step is determining the best time to move forward with the filing. The optimal timing is different for everyone, and depends on one's overall financial scenario. When it comes to...
Stopping repossession through Chapter 7 bankruptcy
Once a California resident has made the decision to file for bankruptcy, a new set of worries often comes into play. Virtually no one plans to need bankruptcy protection, which is why even the smartest and most successful individuals are often confused about the...