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March 2013 Archives

Medical debt a factor in more than half of bankruptcy cases

Experiencing an unexpected illness or injury can be life-altering. It can take a significant amount of time for a California family to adjust to the new reality that follows certain types of medical issues. Even more sobering for some is the financial fallout of a serious medical concern. High health care bills can quickly spiral out of control, leaving some considering filing for personal bankruptcy to gain relief from medical debt.

For many, benefits of Chapter 7 outweigh Chapter 13

California consumers who are struggling under heavy loads of debt should understand that there are resources available to ease that burden. Financial difficulties can be overwhelming, leaving many to feel as if relief is not an option. However, lasting debt relief is available by way of a Chapter 7 bankruptcy filing.

Scams offer to stop foreclosure, ease loan modification

When it comes to serious financial turmoil, California consumers often choose one of two approaches. Many let the situation overwhelm them, and are reactionary in their responses to financial trouble. Others decide to take a proactive approach, and tackle the problem head-on. In the realm of finances, burying one's head in the sand is never the best path to take, especially for homeowners who wish to stop foreclosure.

How personal bankruptcy can save you from zombies

California readers may have heard news of recent zombie activity. While not quite as frightening as bloodthirsty undead roaming the streets, 'zombie' foreclosures have many homeowners in fear for their financial lives. The phenomenon has received wide media attention, and is a serious concern to homeowners facing foreclosure. In the end, many afflicted borrowers wish that they had pursued personal bankruptcy as an alternative.

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Stockton Office
2111 West March Lane, Suite B 300
Stockton, CA 95207

Phone: 209-390-8877
Fax: 209-478-9954
Stockton Law Office Map

Tracy Office
1138 Parker Avenue, Unit B
Tracy, CA 95376

Phone: 209-800-8962
Fax: 209-478-9954
Tracy Law Office Map