Many people know they are in hot water financially when they are unable to keep up with bills such as credit cards — yet they fail to take decisive action out of fear or uncertainty. They may toss unpaid credit card bills and medical bills in a pile and not realize those creditors are in the process of getting judgments. A judgment may allow a creditor to recover losses through aggressive collection tactics, including wage garnishment.
Have Your Wages Been Garnished — Or Have You Received A Warning?
It often takes some sort of financial trigger such as wage garnishment for the urgency of a debt problem to sink in. If your wages have been garnished or if you have received a notification they will soon be garnished, the time to consider bankruptcy has come. Your creditors may be on the verge of taking the maximum allowable 25 percent from every paycheck. It is time to talk to a bankruptcy law attorney.
With A Bankruptcy Filing, Wage Garnishment Will Cease
If you have been served with a lawsuit in connection with a debt, you have a legal and financial emergency on your hands. A default judgment followed by wage garnishment or a bank account levy is sure to come soon. Filing Chapter 7 or Chapter 13 bankruptcy puts the automatic stay into effect. The automatic stay prohibits creditors from attempting to collect on debts by any means, including wage garnishment or bank account levies.
We Can Stop Bank Levies And Wage Garnishment
To speak with a California lawyer about bankruptcy, wage garnishment and the automatic stay, contact Bird & Van Dyke. We have offices in Tracy (dial 209-390-8834) and Stockton (call us at 209-390-8877). Wage garnishment? Attorneys of our law firm can advise you on how to stop the creditor harassment, stop wage garnishment and stop bank levies by filing bankruptcy as soon as possible.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.